GEOS SEARCH  AND RESCUE
A TRAVELER PLUS &
GLOBAL TRAVELER SERVICE  

 

UP TO US$100,000 TO HELP SAVE YOUR LIFE
OR PAY FOR SEARCH AND RESCUE COSTS  

Global availability
This very special Member Benefit is available to fund additional Search and Rescue efforts (including private aircraft/helicopter charter, private search teams etc.) that may be necessary to aid in your rescue or to pay the costs of official search and rescue charges for which you may be held responsible. Do not assume that the official emergency services will necessarily have all the personnel and equipment available at that critical time when you need help help fast and in some countries, there may not be official help available at all. SAR membership is now available globally* and the benefit and service is available in any country you visit.

This valuable Membership Service is provided extremely economically because, quite simply, GEOS underwriters in the London market recognize that those people who purchase SPOT and GEOS services care about safety and are unlikely to take unacceptable risks that may result in tragedy. Buying a GEOS-approved GPS device such as the SPOT means that when you press the "911" button, you are providing GEOS with your location accurate to about 15 feet (around 5 meters) anywhere on the planet.

Included in Traveler Plus & Global Traveler
Private Search & Rescue is included in the Global Traveler service. If you have already purchased SAR service during SPOT activation, you will receive a credit of 100% towards the cost of any upgrade to the GEOS Traveler Plus or GEOS Global Traveler services.

"We're there when you need us..."

$100,000 of Search and Rescue Benefits

GEOS Search & Rescue Terms

The scope of GEOS SAR benefits includes payment, by GEOS, of up to $100,000 in any one year, limited to $50,000 any one incident, for the provision of necessary additional Search and Rescue resources (including helicopter, aircraft, private search teams etc.) up to the single incident limit for a period not exceeding 72 hours from the time of call for assistance where these are requested by the appropriate rescue authorities and which are necessary to prevent injury or illness or danger to human life as a result of an unforeseeable emergency or to pay for any costs and expenses claimed against you by the appropriate rescue authorities. Provision of additional resources under this service must be first authorized by GEOS. 

 

CONDITIONS

For additional necessary and reasonable search and rescue (SAR) expenses (including helicopter with prior approval from the GEOS IERCC), up to US$100,000 per subscriber in any 12 month period with a limit of US$50,000 for any one claim by the subscriber. See Note below.

 

This cover is for a period not exceeding 72 hours from the time of the call for assistance, which is necessary to prevent further injury or illness or danger to human life as a result of an unforeseeable emergency where the appropriate rescue authorities recommend the dispatch of a Search and Rescue team, and such dispatch is further authorised and provided through the GEOS International Emergency Response Co Ordination Centre (IERCC).

The cover will not extend if the Rescue Service is provided by official Government, Police, Fire or Red Cross organisations.

The cover extends to North America, Canada, the European Union and Australia.

 

Cover will be extended to other geographic locations subject to acceptance by the GEOS Underwriters in writing, which will be provided after the application has been made, and if refused all premiums paid will be refunded.

 

The following geographic locations are excluded: -

-  North, Central or West Africa

-  Middle East, Iraq Iran and Afghanistan

-  Russia

 

EXCLUSIONS

The cover will not apply in the following circumstances: -

        -             Circumstances which could have reasonably been anticipated at the date the trip began – e.g. forecast of adverse weather conditions

        -             Emergency caused by inadequate provision or training or competence needed to complete the planned trip

        -            Cost incurred due to a pre existing or chronic condition or mental disorder of the member including self-harm or suicide attempt.

        -             Emergency caused by any natural climate disaster

        -             Any cost incurred to emergency arising from riots, civil unrest or conflict including civil wars or kidnaps or any Biological, Nuclear or Chemical events

        -             Any costs arising from the crash of any private aircraft or any aircraft that has not been authorised as an airline by the relevant Aviation Authority.

         -            Cost incurred by any member participating in any war or military action

         -            Costs arising from any illegal use of a weapon

         -            Accidents arising from sky diving without a qualified guide or sky surfing with or without a motor vehicle

         -            Where any accident, injury or illness arises from the use of drugs or alcohol

         -            Costs covered by any other insurance policy of your own or;

         -            For any incident caused by a third party where costs can be recovered from that third party

 

NOTE:

The GEOS International Emergency Response Coordination Center (IERCC) will not refuse to call out additional emergency response services when advised by ‘first responders’ such additional services will be necessary. In such cases where a Member activates their 911 signal for an emergency and it later transpires that the additional rescue service was not required or covered by the terms and conditions of the Search and Rescue Benefit cover, the member will be liable for the whole cost.

 

The member must first claim against their existing Medical, Travel or other Insurance. The GEOS Membership Search and Rescue benefit is for any additional costs incurred or those costs not covered by existing medical or travel cover.

 

All claims for reimbursement under the Members S & R Benefit are dealt with by our Underwriters and their decision is final.

 

CLAIMS

         -            Claims should be made direct through the GEOS Members web site which can be accessed using the user name and password provided to you for access to the GEOS Members site

          -           All claims are dealt with by the GEOS Underwriters at Lloyds of London.

          -          To support claims the member must provide a signed ‘Release’ for the disclosure to GEOS by the medical aid provider of all medical services, and treatment, provided in relation to the incident and full details of any other Insurance cover held.

(*) subject to underwriting acceptance if you live in a "high-threat" country. Residents of the USA, Canada, European Union, European Economic Area, Australia and New Zealand are guaranteed acceptance at standard membership rates. If you are not resident in one of the above countries, please contact GEOS to confirm your acceptance on standard terms.

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