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| GEOS SEARCH AND RESCUE (SPOT PROGRAM) | ||
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UP TO US$100,000 TO HELP SAVE YOUR LIFE This very special Member Benefit is available to fund additional Search
and Rescue efforts (including private aircraft/helicopter charter, private
search teams etc.) that may be necessary to aid in your rescue or to pay
the costs of official search and rescue charges for which you may be held
responsible. Do not assume that the official emergency services will
necessarily have all SPOT SOS/911 Alerts are automatically transmitted to the GEOS International Emergency Response Coordination Center (IERCC), which coordinates each and every SPOT rescue. Over the past 18 months, over 400 lives have been saved as a result of SPOT and the IERCC. GEOS SAR is a prepaid search & rescue membership program. Please note that it is not an insurance plan, travel insurance policy or a healthcare plan and, therefore, GEOS will not reimburse members for expenses they incur on their own. The program is underwritten by an A-rated insurer at Lloyds of London to guarantee that transport will be provided for every eligible member. PLEASE NOTE THAT ONCE YOU ARE
A MEMBER OF THE GEOS SAR (SPOT) PROGRAM, RENEWALS IN FUTURE YEARS WILL
CONTINUE UNTIL CANCELLED BY THE MEMBER. IF YOUR CREDIT CARD DETAILS
HAVE CHANGED, PLEASE CONTACT SPOT CUSTOMER SERVICE OR GEOS BEFORE EXPIRY
TO ENSURE THAT YOU CONTINUE TO RECEIVE UNINTERRUPTED SERVICE
How is this valuable Membership Service available at such a low cost? Quite simply, GEOS underwriters in the London market recognize that those people who purchase SPOT and GEOS services care about safety and are unlikely to take unacceptable risks that may result in tragedy. Multiple SAR
registrations Accidents do happen, though, to even the most prepared and safety conscious people so please take advantage of this tremendous offer. ISN'T YOUR LIFE WORTH IT?
GEOS Search & Rescue Terms CONDITIONS For additional necessary and reasonable search and rescue
(SAR) expenses (including helicopter with prior approval from the GEOS
IERCC), up to US$100,000 per subscriber in any 12 month period with a
limit of US$50,000 for any one claim by the subscriber. See Note
below. This cover is for a period not exceeding 72 hours from the
time of the call for assistance, which is necessary to prevent further
injury or illness or danger to human life as a result of an unforeseeable
emergency where the appropriate rescue authorities recommend the dispatch
of a Search and Rescue team, and such dispatch is further authorised and
provided through the GEOS International Emergency Response Co Ordination
Centre (IERCC). The cover will not extend if the Rescue Service is provided
by official Government, Police, Fire or Red Cross
organisations. The cover extends to North America, Canada, the European
Union and Australia. Cover will be extended to other geographic locations subject
to acceptance by the GEOS Underwriters in writing, which will be provided
after the application has been made, and if refused all premiums paid will
be refunded. The following geographic locations are excluded:
- - North,
Central or West Africa - Middle
East, Iraq Iran and Afghanistan - Russia EXCLUSIONS The cover will not apply in the following circumstances:
- -
Circumstances
which could have reasonably been anticipated at the date the trip began –
e.g. forecast of adverse weather conditions -
Emergency
caused by inadequate provision or training or competence needed to
complete the planned trip -
Cost
incurred due to a pre existing or chronic condition or mental disorder of
the member including self-harm or suicide
attempt. -
Emergency
caused by any natural climate disaster - Any cost incurred to emergency arising from riots, civil unrest or conflict including civil wars or kidnaps or any Biological, Nuclear or Chemical events -
Any
costs arising from the crash of any private aircraft or any aircraft that
has not been authorised as an airline by the relevant Aviation
Authority.
-
Cost
incurred by any member participating in any war or military
action -
Costs
arising from any illegal use of a weapon -
Accidents
arising from sky diving without a qualified guide or sky surfing with or
without a motor vehicle -
Where
any accident, injury or illness arises from the use of drugs or
alcohol -
Costs
covered by any other insurance policy of your own
or; -
For
any incident caused by a third party where costs can be recovered from
that third party NOTE: The GEOS International Emergency Response Coordination
Center (IERCC) will not refuse to call out additional emergency response
services when advised by ‘first responders’ such additional services will
be necessary. In such cases where a Member activates their 911 signal for
an emergency and it later transpires that the additional rescue service
was not required or covered by the terms and conditions of the Search and
Rescue Benefit cover, the member will be liable for the whole
cost. The member must first claim against their existing Medical,
Travel or other Insurance. The GEOS Membership Search and Rescue benefit
is for any additional costs incurred or those costs not covered by
existing medical or travel cover. All claims for reimbursement under the Members S & R
Benefit are dealt with by our Underwriters and their decision is
final. CLAIMS
-
Claims
should be made direct through the GEOS Members web site which can be
accessed using the user name and password provided to you for access to
the GEOS Members site -
All
claims are dealt with by the GEOS Underwriters at Lloyds of
London.
-
To
support claims the member must provide a signed ‘Release’ for the
disclosure to GEOS by the medical aid provider of all medical services,
and treatment, provided in relation to the incident and full details of
any other Insurance cover held. | ||
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